.page-hero {
    position: relative;
    min-height: 420px;
    display: flex;
    align-items: flex-end;
    padding: 80px 0 64px;
    overflow: hidden;
  }

  .page-hero-bg {
    position: absolute;
    inset: 0;
    z-index: 0;
  }

  .page-hero-bg img {
    width: 100%;
    height: 100%;
    object-fit: cover;
  }

  .page-hero-overlay {
    position: absolute;
    inset: 0;
    z-index: 1;
    background:
      linear-gradient(
        135deg,
        rgba(30, 47, 61, 0.94) 0%,
        rgba(30, 47, 61, 0.88) 40%,
        rgba(44, 66, 82, 0.78) 70%,
        rgba(61, 90, 110, 0.7) 100%
      );
  }

  .page-hero-content {
    position: relative;
    z-index: 2;
    padding-top: 100px;
    max-width: 720px;
  }

  .page-hero-content .section-label {
    color: var(--color-gold-light);
  }

  .page-hero-content h1 {
    font-size: 2.4rem;
    color: var(--color-white);
    margin-bottom: 16px;
    line-height: 1.15;
  }

  .page-hero-text {
    font-size: 1.05rem;
    color: rgba(255, 255, 255, 0.7);
    line-height: 1.7;
    max-width: 620px;
  }

  .forms-section {
    padding: 96px 0 80px;
    background: var(--color-white);
  }

  .policies-section {
    padding: 80px 0 96px;
    background: var(--color-gray-50);
  }

  .section-header {
    margin-bottom: 48px;
  }

  .section-header .section-subtitle {
    margin: 0;
  }

  .cards-grid {
    display: grid;
    grid-template-columns: 1fr;
    gap: 16px;
  }

  .download-card {
    display: flex;
    align-items: center;
    gap: 20px;
    padding: 24px 28px;
    background: var(--color-white);
    border: 1px solid var(--color-gray-200);
    border-radius: 12px;
    transition: transform 0.25s ease, box-shadow 0.25s ease, border-color 0.25s ease;
    text-decoration: none;
    color: inherit;
  }

  .download-card:hover {
    transform: translateY(-3px);
    box-shadow: 0 8px 24px rgba(0, 0, 0, 0.07);
    border-color: var(--color-gold-light);
  }

  .download-icon {
    flex-shrink: 0;
    width: 52px;
    height: 52px;
    display: flex;
    align-items: center;
    justify-content: center;
    background: rgba(200, 150, 62, 0.08);
    color: var(--color-gold);
    border-radius: 12px;
    transition: background 0.25s ease;
  }

  .download-card:hover .download-icon {
    background: rgba(200, 150, 62, 0.14);
  }

  .policy-icon {
    background: rgba(61, 90, 110, 0.08);
    color: var(--color-slate);
  }

  .download-card:hover .policy-icon {
    background: rgba(61, 90, 110, 0.14);
  }

  .download-info {
    flex: 1;
    min-width: 0;
  }

  .download-info h3 {
    font-family: var(--font-body);
    font-size: 0.95rem;
    font-weight: 600;
    color: var(--color-slate-darker);
    line-height: 1.4;
  }

  .download-action {
    flex-shrink: 0;
    display: flex;
    align-items: center;
    gap: 8px;
    padding: 10px 20px;
    background: linear-gradient(135deg, var(--color-gold), var(--color-gold-dark));
    color: var(--color-white);
    font-size: 0.82rem;
    font-weight: 600;
    border-radius: 8px;
    transition: box-shadow 0.25s ease, transform 0.25s ease;
    box-shadow: 0 2px 8px rgba(200, 150, 62, 0.2);
    white-space: nowrap;
  }

  .download-card:hover .download-action {
    box-shadow: 0 4px 16px rgba(200, 150, 62, 0.35);
    transform: translateY(-1px);
  }

  .policy-card {
    background: var(--color-white);
  }

  @media (min-width: 640px) {
    .cards-grid {
      grid-template-columns: repeat(2, 1fr);
    }
  }

  @media (min-width: 1024px) {
    .cards-grid {
      grid-template-columns: repeat(2, 1fr);
    }

    .policies-grid {
      grid-template-columns: repeat(2, 1fr);
    }
  }

  @media (min-width: 768px) {
    .page-hero {
      min-height: 460px;
    }

    .page-hero-content h1 {
      font-size: 3rem;
    }
  }

  @media (max-width: 640px) {
    .download-card {
      flex-wrap: wrap;
      gap: 16px;
      padding: 20px;
    }

    .download-action {
      width: 100%;
      justify-content: center;
      padding: 12px 20px;
    }
  }